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The Wall Street Journal By Laura Saunders - Jan. 17, 2020
In the blink of an eye, the playbook changed for many retirement savers in 2020.
JANUARY Map out a spending and savings plan. Budgeting may seem like a bore, especially as the winter doldrums set in. Rather than think of it as a financial killjoy, view it as a way to ensure that you have enough money for what you truly value and enjoy—say, a secure retirement and a vacation or two every year. A popular budgeting guideline…